Residential mortgages, with a specialism in complex and large cases

If you are looking to buy a new home or raise money on your existing home, then changes to regulation mean that you will have to negotiate a fairly complicated set of processes from mortgage lenders. These tend to involve calculations about affordability.

Even if you are looking to just switch providers to get a more competitive rate, there may still be quite a few hurdles to overcome.

Stirling Partners Finance specialises in complex and large residential mortgages - cases involving layered or non-standard income, multiple properties, high loan amounts, or circumstances that a mainstream lender's standard affordability model won't easily accommodate. It's exactly this kind of case that benefits most from whole-of-market research and a properly presented application.

Our service

We listen carefully to your requirements, discuss them with you and then research the whole of the market to find you a suitable solution. Sometimes this involves solving problems where a case doesn't easily fit the market, and of course it is always about getting market-leading terms.

Product types

In providing the above service, we may end up discussing, among other things:

• Residential mortgages
• Buy to let mortgages
• Second home mortgages
• Equity release loans
• Second charge mortgages
• Mortgage protection insurance

We will sometimes advise that no action, or staying with an existing lender, is for the best.